NJ (itsnoelle) wrote in poorskills,
NJ
itsnoelle
poorskills

Credit summons help

I am a 22 year old student who managed to epically screw her credit up with in a year of having it. Today I was served with a summons for $1200, before fees/etc from Citi. I've been working, and paying off other debts, but the absolute last possible thing I need is to have my wages garnished. What are my options?
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