Poor Skills v.2.0's Journal|
[Most Recent Entries]
Below are the 20 most recent journal entries recorded in
Poor Skills v.2.0's LiveJournal:
[ << Previous 20 ]
[ << Previous 20 ]
|Tuesday, June 10th, 2014|
What sort of an organization might I contact to get finances for an optometry expense? I am sensitive to sunlight and get migraines. I'm trying to get a pair of polarized wraparound sunglasses, the kind that go over eyeglasses (which I already have). They cost about forty dollars, are not prescription, and aren't covered by insurance.
|Saturday, April 12th, 2014|
Poor Man's Bacon
Poor Man's Bacon, as I call it, is deli ham slices cooked in butter. I call it Poor Man's Bacon because of how I first thought of it. My deli ham slices were producing that particular smell which means "we're gonna go bad soon, boss," and - not wanting to eat it while it smelled - I fried it up in butter and what I got tasted just like bacon.
|Friday, March 28th, 2014|
Free eye exam?
My roommate badly needs glasses. She could afford the glasses, but doesn't have the money to get a prescription, which would cost around $200, and has no health insurance. Does anyone know where she could go to get a free or really cheap eye exam and glasses prescription? Location: Portland, Oregon. Current Mood: optimistic
|Wednesday, May 1st, 2013|
$300 quote for an attempt to solve our apartment's ant problem. (seattle, fwiw.) 80% certainty they're coming in through the poorly(if at all)-sealed windowsill and tracking to the kitchen along (also unsealed) baseboard-moulding. building's maintenance company had spraying done around the exterior last week, but clearly failed/waited too long. i've confirmed that these particular specimens could not possibly give a damn about their paths being blocked/buried with iodized salt. largely resigned to spraying them with vinegar when sighted.
advice massively appreciated as usu.; extended anecdotes/reminiscences good for reciprocal babble about the other ants from my last visit to the motherland.
ETA: i forgot to mention that there are two cats here, but that mostly seems to be irrelevant.
|Monday, September 12th, 2011|
Oregon human services question
I'm currently on food stamps. I seem to recall something on the same form about some kind of help if one's rent and utilities exceed one's income. I'm not sure what will be required for that, though I suppose some bills, proof of income, etc. If anyone can offer more specifics, that would be great. I'm going to be going in tomorrow anyway, but if I can find out the answer before then, it would speed things up for me.
Also, I'm not quite sure where to go with a problem concerning Medicare, which I'm on. I live in Portland.
Thanks in advance!
|Wednesday, June 29th, 2011|
Hello, Poor Skillers.
I have previously always lived in a prepaid-electricity sort of a place, so I've never experienced having to pay a power bill before. However, my boyfriend and I just moved into a new place and received our first power bill for $81.01 for 13 days of service. We're trying to cut that down, and have done so by turning the A/C off (it was set to 78 for probably 10/13 days, and was lower/cooler for the other 3).
Does anyone else have any other suggestions for how to keep our place with a minimum electricity bill? We live in a 2 bed, 2 bath mobile home, and I honestly expected it to be a good bit cheaper than this.
ETA: Our hot water is controlled by a light switch. It was on 24/7 before, but we were wondering if it would be cheaper to turn it off and just turn it on when we need to shower?
|Thursday, June 23rd, 2011|
Hi! Someone recommended this community for this kind of thing, so I hope this is okay?
I'll cut to the chase, I'm getting kicked out and going to be homeless in mid-July, so I'm pretty desperate to find some sort of alternate way of living since I can't afford much else...! I was wondering if any of you all know anything about what I can do? where to look for a home, what to look for, anything. I'm open to a lot of things no matter how "out there" it is just as long as I'm not living in the streets.
I'm 22, I don't have a job (I used to sell artwork), I never had the money or stability for college, and I'm not confident in being hired any time soon (especially if I have no where to go) so Co-Op housing seems pretty attractive right now to me. From what I understand of it, in some places, labor can mostly replace having to pay for rent? Like gardening, cooking, building, etc? I can be good at these things. If this is true, I just need some place to stay while I try to save and earn as much as I can for a place to live or SOMETHING.
If anyone has any advice or alternative suggestions for someone like me, please feel free to!! Like I said, I'm pretty desperate!!
One more thing, my partner is currently living in Georgia with a toxic home life as well while I live on the west coast. We're hoping to live together (they really want to come to Oregon, but I'm open to move anywhere if it'll make it easier for them), but seeing as we're tight on money and low on confidence, we are both frightened and don't know how or what to do. If anyone can offer advice for this as well, we both would be incredibly grateful...!!!
♥ Thank you ♥ Current Mood: intimidated
|Thursday, June 16th, 2011|
Chicken and mung bean noodle soup
I discovered a few months ago that a kind of cellophane noodle called mung bean noodles are delicious and absurdly cheap. I've gotten three 7-cup pots full of soup out of an 88 cent bag of noodles.
I love mung bean noodles so much! I've had other celophane noodles, like rice noodles, and hated them. But mung bean noodles are YUMMY! And they look a little like either blown glass or clear jellyfish tentacles, which I consider a plus.
Anyway, the soup I came up with is simple. But like the last recipe I made, it might not be exact, since I didn't use a recipe; I have a knack for tossing things together and it turning out good.Chicken and mung bean noodle soup
(For a 7-cup pan)
* 1 section of mung bean noodles (in the bag I got, the noodles are in three sections, each section made up of noodles folded several times. One section is more than enough.)
* One 50-ounce can of chicken broth (though water and bulk chicken bouillon works too.)
* 1 or 2 cups cooked chicken, chopped or diced. (I used frozen chicken breasts)
* 1/2 cup bulk dried vegetable soup mix
* 1/2 of a 15 ounce can of corn
Soak mung bean noodles in cold water for 10 or 15 minutes, then drain. Bring the can of chicken broth to a boil, add mung bean noodles and vegetable soup mix. Reduce heat to medium, cook noodles until tender. Add corn and chicken, simmer for 5 minutes or until warm enough.
I actually added some black pepper and about half a cup of rice to the soup, too. If you have a large enough pot, you could add other veggies too. I even thought about adding tomatoes, but didn't have the room for them.
|Monday, May 23rd, 2011|
Free the Hostage Kitty!
A couple of weeks ago, Mikey was in an accident. I took him to a local clinic where they were able to operate and save him. However, he ended up having to go back in for emergency care on a Sunday, and his bill increased dramatically. Now I can't afford to pay the bill in full, so the office manager at the clinic decided to keep him until I could. She recently left me a message stating that if I don't pay the bill in full (which is close to $1000) and pick him up by May 25th, he will be considered abandoned.
If anyone can help, I would greatly appreciate it.
More details can be found @ http://www.gofundme.com/Free-the-Hostage-Kitty
Thank you. <3 Current Mood: determined
|Sunday, March 27th, 2011|
|Sunday, September 12th, 2010|
A question and a tip!
I don't know if anyone can answer this, but I hope so! I ran up a LOT of credit card debt years ago. I was unable to work (and am now on disability). The cards have all disappeared from my credit report. (Well all except one). Will this make them completely 'go away' or am I still liable for them? Does anyone know?
As for the tip: If you use cotton balls to take off makeup at night, here is a tip. I used to do this using one every day. This costs money and wastes cotton balls. I took a couple of old soft washcloths and cut them into strips and then into squares or rectangles. These are perfect. I put the clean ones in one container on my dresser and when I use it, I transfer it to a bowl on the other side. When I have a lot, I just toss them into a lingerie bag and toss them in the wash. They work great, they're reusable, and good for the environment too! :)
|Sunday, August 22nd, 2010|
i have a debt of $4,000 from my university. on the 27th, if it isn't paid in full, my name/account will be turned over to collections and then i'm in biiiiig trouble. i have a few questions surrounding this. my credit score is perfect currently but won't be if this is turned over to collections. i'm making payments of $67.35 a month on this debt, so i'm working with the company, but i don't have $4,000 to take care of all this at once and/or right now.
1. the company collecting the debt says that my university isn't one of their accounts who settles with their debtors. would it be worth calling my university anyhow and seeing for myself if that's true? if so, how do i go about doing that?
2. i have five days to take care of this. (please, please save me the lectures about how i'm being irresponsible. i know that this was a really dumb thing to do and it was stupid to not take action sooner.) what are my options? i'm thinking that putting the debt on a credit card is my best/only option at this point. well, it would've been my only option at any point, hah. i've never applied for a credit card before but i'm mostly worried that i won't be able to make minimum payments. does the credit card company say how much my monthly minimum payments will be, or can i set those? do such credit cards exist where i am required to make payments after a year, or credit cards with little or zero interest?
i've dealt with almost every transaction in my life with cash or my debit card, so i have no experience with credit cards. this is crossposted.
thank you for any help you can give me. i feel pretty lost.
|Tuesday, July 20th, 2010|
Credit summons help
I am a 22 year old student who managed to epically screw her credit up with in a year of having it. Today I was served with a summons for $1200, before fees/etc from Citi. I've been working, and paying off other debts, but the absolute last possible thing I need is to have my wages garnished. What are my options?
|Thursday, March 18th, 2010|
On the subject of inexpensive firearms.....
Folks said they'd be interested, so here goes...
Ok, Understand, this is all strictly IMHO.....That being said, I have been a gun nut for over 35 years and have owned literally hundreds of firearms over the course of my life.
For starters, Inexpensive is a relative term, but I will try and stick to firearms that are under $150 in price. I want to make it clear here that I am not including hand guns in this piece, That's an entire other kettle of fish. So, You need to ask yourself a question first...(And it's NOT do I feel lucky, Punk)..... The big question is: "What am I going to use this firearm for?
Pretty much, best bang for your buck is a 12 Gauge shot gun. 12 Ga are relatively inexpensive, common, and come in so many possible loads that you literally can own a 12 Ga and not own ANY other arm. 12 Ga slugs can knock over any game on earth if properly placed on target, OO Buck is a great medium sized game and self defence load if you're out doors, Number 6 is good for birds, and also a good choice for in the house home defence. (lethal to your target, but tends to be low penetration, so it doesn't punch through walls and accidentally take out innocent people).
There are also many other sized loads for various types of hunting. I would stick with 2 3/4ths " shells for most work, as they are cheaper, lower recoiling, and while you can't stuff 3" or 3 1/2 inch Magnums into shotguns made for 2 3/4ths shells, you sure can put 2 3/4ths shells into magnum guns!!!!
Most of that above applies to the 20 gauge shot gun as well. I'm a HUGE fan of the 20 gauge. I happen to think that it does pretty much everything as well as a 12, for about 2/3rds of the recoil. Feel free to disagree. All I'll say is that I've never shot anything with a 20 gauge that got back up.
On the guns themselves. Small gun stores and pawn shops almost always have a rack of used guns. This is where you want to go. While you may be able to pick up a used pump action gun at a reasonable price, I highly recommend instead grabbing a single shot top break shot gun. Over the last 100+ years, there have been literally hundreds of models of this type made. The most commonly found will be Harrington and Richards, NEF, J. Stevens, Ithica, and Savage. Most of these guns while inexpensive, were well made, and most importantly RELIABLE!!! (think about it, VERY FEW moving parts means far fewer things to break). And while some folks will argue you into getting a Pump gun for it's higher rate of fire, realistically, how often are you going to be in a situation where volume of fire is an issue unless you're a cop or soldier? best thing about a used single shot. It is very often possible to find them for as little as $50. The cheapest USED pump is going to run you almost $100 more. and let me tell you, $100 buys A LOT of shot gun shells!!!
While we are at the used gun rack. The next best choice for many reasons is a good .22 I recommend either a bolt action. or single shot here, but in this case, there are a goodly number of perfectly adequate semi-autos out there. This is the one category where it is possibly, if your watching sales closely to get a BRAND NEW gun at one of the big box chains for under $150. I have recently seen a Marlin model 60 for sale at K-Mart for $149.99. The .22 Long Rifle cartridge is almost the PERFECT pot hunting load for anything about medium dog sized or smaller. It's probably put more rabbits and squirrels into cook pots than every other caliber combined. .22 LR is also the single cheapest ammo out there, with a 100 round box of good quality high velocity loads going for about $8 and change. It has to all intents and purposes NO RECOIL, It's also a stone HOOT to shoot. And nothing can hone your rifle skills quite like a casual day of knocking over soda cans with a .22. Don't however let it's diminutive size fool you. a .22 will carry for over a mile, and can kill someone just as dead as a much larger round, so ALWAYS know what's behind what your shooting at...(A good rule of thumb with ANY firearm)
You will note that I prefer a single shot or bolt action here again. The reason for this is that .22 ammo is very dirty. Even the number one most popular .22 in America the Ubiquitous Ruger 10/22 will jam eventually from fouling. Singe shot and bolt actions, being purely mechanical, have a much lower probability of reliability problems. Once again, KISS rules..... ("Keep It Simple Stupid" for those unfamiliar with the acronym) The other issue here is that the vast majority of the Semi-auto .22 your going to find on the rack have probably been fired THOUSENDS of times, and consequently are more worn out. It takes WORK to put THAT many rounds through a bolt action or single shot.
Lastly, also off the use rack. Badly sporterized old military rifles. Especially Mausers, Lee-Enfields, and Moisin-Nagants. Often, these guns look like hell, but far more importantly, they're still mechanically reliable. With the Mausers, try and stick to the ones in the more common calibers. 8mm Mauser, 7x57 Mauser, or 6.5x55 Swedish. Trying to find ammo for some of the other calibers can be a stone bitch. Also, every one of those rounds is just fine for Deer, or honestly pretty much any other game in North America. The Lee-Enfield has a marvelous action, holds ten rounds to most other bolt actions 5, and has a reputation for reliability and accuracy. Plus, .303 British is fairly easy to find most places. The Moisin-Nagant like most Russian designs is built solid as a bank vault. I have NEVER seen one jam, or fail to fire... NEVER. it's round, the 7.62x54R is a good one, quite accurate, and still fairly cheep and plentiful.
There are other possible choices, but for under $150, these are your best bet for reliability, low cost, inexpensive and easy ammo availability, no brainer functionality, and high lethality.
Fee free to ping me with questions..
TC Current Mood: busy
Deals for you~
Hi, I just started a journal to help people find deals and coupons for whatever you're looking for. I'll be posting up random deals and coupons I find for online shopping. easyfinddeals
There's not much up right now, but more will be coming.
Let me know if you're looking for something specific. I can try to help find it~
I don't have any rules, but I'll put them up as I go, since I don't know what to expect yet.
Please take a look. Suggestions are welcome.
|Tuesday, March 2nd, 2010|
Ok: so I totally just went to Walgreens across the street to buy a snack for laundry money, and while waiting my turn, I saw the woman in front of me turn her $15 into a .97 cent one through the use of two coupons. THAT's what's up!
What are the best use of saving skills that you've seen by others?
|Monday, January 18th, 2010|
I would like to save some $
1. How does priceline work exactly? Have you used priceline, were you successful in finding what you wanted? Any tips? I am not looking for a steal, I just want to pay the lowest fare Ive seen possible (within the year even). Right now, flights are $200 above that just about!
2nd question is for the men out there and the women who love them.
2. Reusable razors?
Like of the barber shop variety.. or any variety Im not picky. The throw aways are sooo expensive. Where can you find a reusable blade? How do you learn to use it? Is it really more efficient? And, will it more likely result in nicks and cuts?
3. Isnt it lovely that in many ways saving money and saving the environment go together? Not always, but most the time!
|Friday, January 15th, 2010|
i'm a 22 year old and after going to a university for four years, i've run out of money to go, so i'm back at home, saving up money. sallie mae calls me EVERY MORNING to ask me when i'm going to send them money. i keep explaining that i'm not in school because i barely have money to put in my gas tank, let alone give $300+ every month to pay back my student loans.
a friend told me about something where you can claim financial distress, and not have to pay back your loans until you've got the money to/you're ready for it? do any of you know about this? currently, i owe sallie mae $1,200something and i don't have it to give them. the guy on the phone said that he could put my loans into forbearance and i wouldn't have to pay them back until May but that i'd need to pay the $50 forbearance fee on each loan i have through them (so, $100 total) in order to make that happen. i know i won't have that kind of money by May and i certainly don't have $100 to throw into a black hole (since the $100 won't go toward the balance of my loans, it only covers the fee for setting up the forbearance program). any help you could give me is greatly appreciated. i'm starting to form ulcers on top of ulcers, i can feel it.
|Wednesday, January 6th, 2010|
I just discovered a website called swap tree. you post books, movies, music and games that you have and don't want anymore and then make a list of books, movies, music and games you want. Then the website finds people who have what you want, and want what you have and then you trade! how cool!
I can get new books I want to read for (almost) free by swapping.
I think this would be an asset to families with kids who are constantly outgrowing books and movies as well as college students looking to get rid of textbooks the bookstore won't buy back.
here's a link: